page loader

Meet Our Team

Richard Smith
Agency Owner

I began my career in the Insurance Industry in 2007. Since starting, I have worked my way throughout the personal line products such as Auto, Home, Motorcycle, Boat, RV, and Life Insurance as well as significant amounts of commercial business throughout the Bay area. Ten years and two more offices later, I have really learned how to help people protect what matters most. I have met and worked with a lot of great people and it truly is a pleasure to work with them to help make a difference in so many lives. Providing peace of mind to thousands of people is extremely satisfying and I love knowing that with my help, people can get back to their lives prior to an incident.

Born in the East Bay and growing up in Albany and Berkeley has helped me develop a strong connection with my community. I went to High School at St Mary’s in Berkeley for two years and then transferred to Albany where I graduated and moved on to CAL. I have a passion for classic cars, motorcycles, airplanes, and of course, my growing family. When I’m not talking about work, you’ll probably find me bragging about my three kids that have now given me the best four grandkids in the world. On my days off you can find me working on a home project, vising my amazing family, catching a Giants game in the City with friends, or wine tasting in Sonoma. Most people don’t know this, but I’m actually a Licensed Pilot, a certified SCUBA diver, a Journeyman Auto Mechanic and a Real Estate Broker. I am really looking forward to helping the Rotary Club here in Easy Bay as I am a member, along with a volunteer at St. Vincent’s School for Boys in Marin County.

Peggy Smith
Agency Owner

After working alongside my husband for ten years in the insurance industry I decided I wanted to be in the business as well.  I believe it is my responsibility to take care of my customers; ensuring they are protected from the risks in their lives and protecting their futures.

I grew up in Twin Falls, Idaho and moved to the Bay Area almost 40 years ago.  I attended Napa College majoring in Accounting and worked in corporate accounting for almost 15 years.  Anyone who knows me will tell you not to ask about my kids and grandkids because as soon as I start, I won’t stop bragging. I am ridiculously proud of the adults my children have become and the grandchildren they have given me. When I’m not at work you can find me in Sonoma wine country with good friends, drinking excellent wine and eating fabulous food. A fun fact about me is that I LOVE CHRISTMAS!  Spending time with my family and watching Hallmark Channel Christmas movies is my happy place and I always try to find time to watch them all!  I also volunteer with my husband for the Godfathers, a group dedicated to fundraising for St. Vincent’s School for Boys; and Vine Village, a residential home for adults with developmental disabilities.

Johanna Martinez
Office Manager | Speaks Spanish

Licensed Sales Professional in Property & Casualty and Life

Patricia Vergara
Speaks Spanish

Licensed Sales Professional in Property & Casualty and Life

Ilene Ried

Licensed Sales Professional in Property & Casualty